• Relieves your loved ones from the financial burden upon bereavement
• Provides an emergency fund to meet expenses
• We will cover the loss of two limbs, both hands, total paralysis, loss of both eyes or permanently bed-ridden attracts full payment of the sum assured
• We offer a permanent disability benefit: Loss of one limb, one hand, partial paralysis, or loss of one eye attract a half payout of the sum assured.

The benefits shall become payable only by mobile money upon receipt of all necessary documents. Claims must be made within 60 days of death/disablement of the insured.

Your claim will not be valid if your death was caused by:

• Intoxicant drugs or insanity willful exposure to peril, self-inflicted injury, or criminal act
• Medical or surgical treatment
• War or other civil commotion (e.g. Civil riots)
• Aggravated by any physical defect/infirmity that existed before the accident/death
• Any fraud relating to the policy at any stage of the cover

A simple way to answer this is by asking: “Do I have anyone dependent on my salary to sustain their standard of living?” In other words, if you were to pass, would those still alive have issues covering the cost of your burial? Covering rent or mortgage payments and other bills? What about any remaining medical costs? Would they have enough money to cover those and still maintain their normal life? If the answer to any of these is “No, they wouldn’t,” then you should consider what life insurance options work best for you and your needs.

A simple way to answer this is by asking: “Do I have anyone dependent on my salary to sustain their standard of living?” In other words, if you were to pass, would those still alive have issues covering the cost of your burial? Covering rent or mortgage payments and other bills? What about any remaining medical costs? Would they have enough money to cover those and still maintain their normal life? If the answer to any of these is “No, they wouldn’t,” then you should consider what life insurance options work best for you and your needs.